It’s easy to sell insurance because most people magnify their fears. But most people also hate the insurance industry because they believe no one should profit from trouble. I understood the hate and refused to let it touch me. I had convinced myself the service I sold was useful enough in the grand scheme of life.

Don’t think the lies I’m talking about were my own. I never lied about insurance. I didn’t care enough. The lies I hated came through the door and over the telephone and piled up on my desk. I believed nearly everyone would lie to get the best of an insurance company.

Lie to get a better rate: “No, I never drive that car to work. And my son doesn’t live with me anymore.”

Lie to inflate a claim: “Yeah, when they broke into my house they took a real valuable camera collection.”

I once met with a customer who killed herself after telling me the truth.

The woman bustled into the office late one Friday afternoon. She said she needed car insurance and needed it quick. I ran down the usual questions. When I came to the one about license suspensions, she replied, “Yeah, that’s a problem. I got my license pulled for drunk driving. The judge says I’ve got to buy insurance before I can get it back.”

That kind of story wasn’t new, and I had learned not to be judgmental. In fact, I appreciated her forthrightness. It made my job easier. I laid out the procedure. No recriminations. Just hard facts. The money, the time frame, the hassle with the state.

People come to an insurance office thinking it’s going to take maybe a paycheck or two to get out of that sort of jam. They’re always wrong. A highway patrol officer hauls them off to jail. A clerk pulls their driver’s license and takes the bail money. But I was the guy who told them the nasty combination of alcohol and car keys meant they were going to be spending two or three years and two or three thousand dollars climbing out of the trouble they bought by the bottle.

“Oh God,” she said. “I don’t have that much. And I gotta have my license by Monday so I can get to work.”

I have forgotten the woman’s name. She was 30, maybe, but her face is hidden now in the shadows of my memory. She was slender, with dark hair down to her shoulders, dressed in jeans and a denim jacket. Ask me now and I’d say she was hard used, too diffident and beaten down for a woman so young.

I wish I had looked more closely into her eyes. Despair is difficult to hide. Maybe one word from me would have deflected the demon bearing down on her. I wonder now if she blinked, or sighed, or if her shoulders slumped. I can’t remember.

God forgive me, I didn’t care much about her or her problem. I was willing to do my job, politely and thoroughly, but I wasn’t going to get involved. I operated with my own brand of misanthropic karma. You drink, you drive, you get caught, you pay.

I like to think I would have been kinder and less businesslike had I known — that I would have listened better. Maybe I would have offered her a cup of coffee and let her talk out her frustration.

I learned about her suicide when the police called the next day to trace her steps. What I remember most now about that phone call is the electric buzz of apprehension in my gut. I felt guilty, for no other reason than I had apparently been one of the last people to speak with her. The questions from the police were few, and my answers, I suppose, were satisfactory. But I never mentioned the anger and guilt ricocheting around my psyche.

“Stupid silly woman,” I said aloud as I put the phone down.

It seemed then, and it seems now, a thoroughly pointless thing to shoot yourself over car insurance. Surely the mess surrounding her DUI conviction wasn’t the only thing that made her think a bullet to the brain was the right choice. It had to be something more than a couple of years of high premiums and administrative paperwork. I remember sitting, watching the traffic clamor along the edge of the park opposite our office, after my conversation with the police.

“Sitting” is the word that drives this story, for at that point in my life I had spent 20 years using a wheelchair. I was an expert at crippled logic and a heartless bastard if someone attempted to compare his problems to mine. As far as I was concerned, if I could make it through the day without sticking a shotgun in my mouth, no one who could walk had any right to blast a permanent hole in their troubles.

It takes a twisted intelligence to combine arrogance with self-pity. I did it mostly by punching walls when I was alone, and cursing the mirror. I did it by thinking about the Winchester Model 12 in the closet but never touching it. I did it by being the happy crip in public, deflecting patronizing pity with funny replies dipped in sarcasm.

“Oh, I admire you so,” someone would say. “I don’t know how you stay so cheerful.” I couldn’t walk, but I was a good actor. My dirty little secret was that I was angry with the world, angry enough to think about killing myself, and too chicken to pull the trigger.

And so the woman was dead by her own hand, and there I sat, mixing a sour brew of guilt, anger and pity.

I looked across the street, watching the young mothers and children in the park, life in full flower. I thought of the broken soul bound for the grave. Was I envious of her? Remembering that question now makes me wonder if I was as out of touch with reality then as she had been when she raised the pistol to her head. Life can be lived, fully and joyfully, on your feet or on your butt, but it took me a while to discover that truth.

The funny thing is, had it been me instead of her who’d gone home to a bullet, there wouldn’t have been the same kind of fuss. The police viewed her suicide as a mystery, a possible crime. Reporters questioned her neighbors and co-workers.

Standing over me dead in my wheelchair, the cop would have simply shaken his head and said, “Poor guy.”

Oh, my family wouldn’t have liked it, of course. But when the story appeared in the newspaper, there would have been nods of understanding rather than eyebrows raised in puzzlement. “People like that have it tough. I’d rather die than live the rest of my life without walking.” After all, we live in a society where people with disabilities are too often perceived as victims rather than valuable human beings, a society where Peter Singer will discuss your utilitarian value and Kevorkian will manage your pain with lethal injections.

I have received too many pats on the head and heard, “You poor thing…” too many times not to understand the hard reality of living with a disability. If I sit and smile, I am patronized. If I sit and cry, I am pitied. Anywhere I appear in my wheelchair — even at the wrong end of a shotgun — I am defined first by my disability.

Dear God, that stinks of self-pity.

And the truth is, any pity I had for myself burned away long ago. Somewhere on my journey I learned only a glorious fool rages in the face of fate. Now I am married to reality, for better or worse. I expect to live or die by the choices I make, suffering only from my own carelessness or stupidity.

I think I’m alive because I’m an odd combination of cowardice and curiosity. Or maybe it’s because depression and despair didn’t pull the guts out of me. I’ve always had the idea that something interesting might happen the next day, even if it hurt to face the sunrise. And I never got over the fear of the abyss when I looked into the black hole of the shotgun barrel.

I am older now, with nearly all of my certainties pared away. I have watched people die. I have known people killed — by others, by circumstance, or by themselves.

And I have listened, sitting bemused and skeptical at the edge of mortality, as the discussion of suicide has moved from whispers of grief and accusation to proclamations about a right to die.

And I remember the time when a day didn’t pass that I did not think of killing myself. That was a time when I was stronger physically and weaker emotionally, a time when I loved no one, least of all myself, a time when I had been given a right to live and wasted my time thinking about dying.

That was long ago, and I still remember the woman who sat across from me, shadowed by the evening light streaming in through the doorway, depression eating away at her soul like a cancer.

All I know is life. All I know is to cling to it, to celebrate its joys and comprehend its sorrows. And I know despair can kill you.

Shredded wheat comes in a variety of forms. I prefer the plain, but last week I found only one box left in the cupboard, and that was a box of the type “with honey and almonds baked in.” My wife has a sweet tooth.

That explains the ants, but it doesn’t explain why I ate them.

Actually, it doesn’t completely explain the ants. Spring and fall, our house suffers an invasion of sugar ants, tiny fellows perhaps an eighth of an inch long. My wife murmurs about the efficiency of pesticides. I refuse to listen. I’d rather put up with ants temporarily than spray chemicals indiscriminately.

And so it came to pass that I scooped out a handful of cereal “with honey and almonds baked in” and ate an indefinite number of ants. Admittedly, I was distracted by my book, and I didn’t look carefully as I lifted the cereal into my mouth, and so my decision to add meat to my breakfast was accidental.

I stopped in midbite. Ants, I thought immediately. I’ve eaten ants.

I had noticed earlier a parade of ants along the baseboard, and, since ants are hedonists and would head for dessert first, I knew my wife’s cereal with “honey and almonds baked in” would be a likely destination. And, of course, the fact that I tasted something other than cereal, or even honey and almonds, was the final clue.

You could call the taste bitter, but you wouldn’t be quite right. Add tangy, and you’d be closer. The flavor was sharp, woodsy, but it lacked texture. Of course you wouldn’t expect texture. Ants are minuscule, after all. Certainly not big enough to crackle as you bite down on them.

I didn’t gag or spit out the ant-and-cereal mixture. There is a sense of people-aren’t-watching freedom at that time of morning. I find myself open to possibilities, willing to accept a different rhythm for the day to come.

I thrust my hand into the box, grabbed more cereal and carried it quickly to my mouth. There again, the taste. Tart, wild. Once more into the box, for something never before on my tongue.

I pushed back the lid and looked into the box. I could see dozens of tiny creatures rushing about in panic. I picked out a single piece of cereal and checked it carefully for signs of wildlife. Cereal, nothing but cereal, and so I ate it, slowly, savoring the sensation. And the taste was pure, sweet grain, with no perception of the raw, wild aftertaste lingering on the tongue.

I once was squeamish, nearly obsessive, about the cleanliness of what I ate. I have become less so over the years, but now I wondered if that trait had disappeared entirely.

Amused at myself, I thrust a finger into the box and watched as an ant jumped aboard. He was nearly black, tending toward maroon rather than sable, and his antennae moved constantly as he wandered down from my fingertip.

I have eaten a living, breathing creature, I thought, hair, hide and hindquarters. I turned my hand and looked directly at his microscopic head, rotating about in apparent confusion at being kidnapped from his tribe.

I once sat next to an evangelistic vegetarian at a holiday banquet. “I suppose, to put it simply,” I said, “you won’t eat anything that had a face.” She was not amused.

I eat meat, but I was struck by the odd notion I had engaged in social cannibalism. Much like us, ants maintain a highly organized society, although a literate entomologist might suggest it is closer to a brave new world than a liberal democracy. The little buggers even fight wars.

“Good protein,” my wife remarked later when I told her about my culinary adventure. This from a woman who claims the smell of cooking beef makes her gag.

Of course, she said something nearly identical while we watched a television documentary about spiders. A group of Amazonian aborigines prowled the jungle seeking food, and a hunter speared a tarantula the size of a dinner plate. He tossed it into an open fire, and his children waited eagerly for the beast to roast to perfection.

The oldest child used a small stone to split the spider’s body. After he levered it open, his two sisters and a brother squatted on their haunches beside him and daintily fingered out the meat. The normalcy of it all paralleled a group of youngsters sharing fries at a fast food restaurant, right down to the multiple earrings.

Ants, spiders — does size matter? I have eaten ants, but obviously I have only ventured to the edge of the jungle of exotic foods. Perhaps it is a matter of appearance. Compare a tarantula and an Alaskan king crab, both unlikely looking brutes, but one is subsistence for a Stone Age family and the other is a luxury in gourmet dining rooms.

I looked once more at the cereal box. Why do we eat what we eat? Culture, of course. A friend, a native of the Philippines, must have rice every day, every meal preferably. And dogs are a delicacy in the Far East.

On the other hand, I am a descendant of the malcontents and misfits who fled northern Europe, where the French ate snails, the Scots sheep’s heads, and the Germans blood sausage. In that great migration to the New World, we came upon aboriginal peoples who were dog-eaters, but we didn’t change. The best we could do, it appears, was to admit corn was edible.

Practically speaking, a dog is a quickly renewable source of meat protein. Does Benji sound more appetizing if we phrase it that way? Our cultural equivalent is a pig or a chicken, or, perhaps, a rabbit. But it’s a big world out there, and every group has its table taboos. Hebrews and Muslims eat no swine. Hindus eat no beef. I eat no dogs. I suppose we could share a meal together, but we’d probably need to hire my vegetarian acquaintance as chef.

Of course, I shouldn’t point fingers. Scholars who study this sort of thing protest that any aversion to another culture’s dietary preferences means we are indulging in “ethnocentric assumptions about the food ladder hierarchy.”

That’s a mouthful.

Apparently, while I wasn’t looking, the intelligentsia has pushed us past comfort food to food as a measure of tolerance. I’ve traveled a bit, and I’m sophisticated enough to understand that food choices are cultural and environmental; but now word comes down from opinion-makers that food choices — and our perceptions of other people’s food choices — are political. Of course, it has always been so in a Machiavellian sense. A good prince distributes the harvest wisely and prevents hoarding and suffers no riots in the streets. But princes are no more, and cultures are valued subjectively. We are told we wallow in elitist ethnocentricity if we declare that a Masai feast of cow’s blood and milk descends to savagery. I suppose, if you consider it carefully, it’s no better to eat cow lips, cheeks and other assorted scraps mashed into a gut tube and labeled bologna.

All things considered, I am willing to indulge my Grade A USDA-approved diet and retreat from ethnocentric culinary superiority, but I refuse to be sheepish about my aversion to certain foods. Call it habit. Call me a reluctant explorer. I will even admit to continuing to be judgmental about dietary practices. And, to be frank, I believe there’s a measure of ethnocentric arrogance within the recipe for some cultural specialties.

Bird’s nest soup, a sheep’s head with eyeballs intact or blowfish so poisonous a chef must have a license to prepare it — what is this but gastronomical hubris? Who decided the bird saliva binding twigs together in a swallow’s nest is nourishing and tasty? Who ate the first sheep’s eye? Why is blowfish popular in the Far East although hundreds of people die after consuming improperly prepared servings?

On the other hand, tripe, scrapple and pig’s feet remind us of our wastefulness. I realize people began to eat intestines, brains and trotters from necessity. And while many people continue to eat assorted organs and extremities today, I sense no haughtiness when someone announces he cherishes chitlins.

Ants, tripe or a sheep’s head — I suppose given a choice of the three I would take the ants. I prefer simplicity. Age burns away passion and certainty. Age also consumes appetites. To me, food is fuel. Simple cereal is sufficient in the morning, beans and salsa midday and perhaps an egg, bread and cheese at night. Food is neither my religion nor my vice, and I have come to the point of my life where I have no quarrel with the gourmet, look with some puzzlement on the gourmand and pity the glutton.

I looked at the cereal box, and I smiled in admiration of the industrious Camponotus consobrinus. The sugar ant tribe had managed to discover the single open box of sweetened cereal in our house. I watched as they hustled through a small gap in the top flap. I will eat no more of them, I suppose. Three bites are sufficient. Now I’m left to think about what is and what isn’t food, and about why I must claim accident rather than intention if I tell someone I ate ants for breakfast.

I will take the box outside later, scattering the tainted cereal beneath the great pin oak in our yard. The squirrels will not notice the ants, rejoicing only in the bounty among the leaves. Some of the less squeamish among us see the ants in the same light. Some go further, insisting nourishing protein is available in abundance not only from ants and spiders, but also from grasshoppers, termites, beetles, crickets and nearly every other thing that creeps and crawls. Cattle, sheep, goats, pigs, chickens demand land, energy and human stewardship. Insects breed like flies, take up minimal space and provide excellent food value.

I looked again at the ant-infested cereal box, ideas crawling along the edge of my subconscious. A breakfast of ants has carried my concept of food into unknown territory. I thought that I cared most that I eat nourishing food in minimal amounts, believing control of this appetite, like any other, reflects moral stability. But now I see that may not be enough. It seems every hamburger declares my contempt for the environment, illustrates my lack of regard for ethical choices and proclaims an unsupportable belief in an illusory cultural superiority.

I tried to explain all this to my wife. “Sounds like a heavy burden for a little ant,” was all she had to say.